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Borrowing and Credit

Improve your finances with this list of interactive resources that will improve your understanding of topics surrounding borrowing and credit. This includes explaining concepts like getting out of debt, refinancing loans, credit card payoff, etc.

Explore your options for buying a home: first-time buyer benefits, best age to buy, building vs. buying, foreclosure auctions, buying with parents, and owner financing.
Buying a Home: Exploring Your Options
Discover the essential steps of working with a mortgage lender. Learn about mortgage applications, lender requirements, and how to find the right fit for your home loan needs.
Working with a Mortgage Lender
Stuck making payments on a loan with unfavorable terms? Refinancing may help.
Refinancing Loans

Using Credit

5 min read
Using credit can open up big possibilities, but it can also get you in trouble if you aren’t careful
Using Credit

Getting a Car

2 min read
When looking for a new car, you have three main options: buy used, buy new, or lease. There are pros and cons to each method.
Getting a Car

Check It Out

2 min read
Give your finances a boost by opening your very own checking account—it’s fast and it’s easy—you’ve just got to know the basics.
Check It Out
Understanding the cost of a mortgage requires considering several key factors, including the principal amount borrowed, the Annual Percentage Rate (APR), and the loan term. Gain insights into the true cost of your future mortgage, including the average monthly payment and all external factors that can influence the total cost.
The Cost of a Mortgage: A Comprehensive Guide

Interest

4 min read
Interest is one of the most powerful tools in your financial arsenal and one of the more slippery dangers.
Interest

Credit Scores

3 min read
Every single time you use credit, the details are added to your credit report and used to influence your credit score.
Credit Scores